Wealth of home loan knowledge

AN OLD fashioned “all day, any time” service available at Choice Home Loans in Emerald is what keeps customers coming back.
Louise Kime from Choice Home Loans has many years of experience as a local lending manager having previously working for banks in the Emerald and Monbulk branches for 12 years.
Now in partnership with Choice Home Loans, she is able to provide to the local community that same old-fashioned accessibility which she says has been long forgotten by the banks.
“The days where you could walk into your local branch and request to see a lender now seems a memory,” she said.
Ms Kime said she survives in the cut-throat lending business by providing a service where people could access her loan services any time of the day and by sharing her experience and wealth of home loan information.
She said being able to offer this service had been an extremely rewarding and valued experience.
Ms Kime advises home owners and those looking to buy into the market not to panic about the recent rate rise, but consider a rate hike a ‘call to action’ to make sure they have the right home loan.
She advises they should look at their current mortgage and if they don’t like what they see, make a shift to a basic, no frills variable loan or consider a fixed rate option. The possibilities are endless, she says.
Home owners should remember that even with the previous 0.25 per cent rate rise, the lending industry was still providing the lowest home loan rates in 30 years.
Those wanting to buy into the market should take up the opportunity to check out what Choice Home Loans in Emerald has to offer by calling Louise Kime on 0414 709 804 or dropping into her office at 347 Main Road, Emerald.