In October, Ferntree Gully claimed the unenviable title of Victoria’s top severe weather hotspot, according to recent data from insurer AAMI.
Analysis of natural disaster claims from July 2022 to June 2025 revealed the suburb has been hardest hit by wind, hail, and storms, with homes and businesses suffering widespread damage and significant social and economic impacts.
Knox SES unit controller Kristian Schouten said the suburb’s location at the base of the Dandenong Ranges, combined with dense vegetation, steep terrain, and older housing, makes it particularly vulnerable.
Mr Schouten said short, intense storm cells in recent years have added to the risk, while preventable issues like untrimmed trees, blocked gutters, and a lack of emergency planning have contributed to the damage.
Ferntree Gully tops AAMI’s severe weather rankings, followed by Rochester, Shepparton, Mulgrave, and Mornington.
Major events driving claims included Victoria’s October 2022 floods, the November 2022 floods, and February 2024 storms.
Knox SES has been proactive in preparing the community, encouraging residents to clear gutters, secure outdoor items, trim overhanging branches, and prepare an emergency plan and kit.
Josh Kelland from AAMI said the data is a timely reminder to prepare homes and families for summer disasters, while Mr Schouten urged the community to take simple but effective steps to reduce risk.





